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Earning Rs 2 Lakh A Month, This Techie Is Still Living Paycheque To Paycheque

A 27-year-old software engineer earning a monthly salary of Rs 2 lakh has revealed his struggle with rising debt and financial instability. Despite a high income, personal and family obligations have left him living paycheque to paycheque in an expensive urban environment.

By Project Chintan Newsroom
24 July 2026 · 1 min read
Earning Rs 2 Lakh A Month, This Techie Is Still Living Paycheque To Paycheque

An IT professional recently took to Reddit to detail how his high salary of Rs 2 lakh per month has proven insufficient to cover his mounting expenses. The engineer explained that a combination of moving to a new city, furnishing a home, and managing wedding costs initially triggered his financial strain.

The situation worsened when his wife lost her job, leaving the household dependent on a single income to service significant credit card debts and personal loans. He noted that family commitments and the high cost of living in a metro tech hub have prevented him from building any substantial savings.

Financial experts suggest that this case highlights a growing trend of lifestyle inflation and lack of emergency funds among young high-earners. The techie shared his story as a cautionary tale about the unpredictability of financial security even when earning a top-tier salary in the technology sector.

Reddit

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